up to 12 months to pay

for major car services and repairs, with your Mobicred  account.


  1. Complete an online application form. www.mobicred.co.za
  2. Your credit application is processed by Mobicred.
  3. Once approved you can pay using the Mobicred payment option.


  1. South African ID number.
  2. 18 years of age.
  3. A minimum monthly salary of R5500.
  4. A bank account in your own name.

please note:

The credit application can take up to 2 business days to process. The interest rate on your account is an annual variable rate linked to the Repo Rate and will change in accordance with changes made by the South African Reserve Bank. Approval is subject to Mobicred’s credit risk & affordability criteria and in accordance with the National Credit Act responsible lending principles. The credit facility incurs a once-off initiation fee & a monthly service fee.